Our Commitment: We use cookies and Google Analytics to optimize our website, collect statistics on usage and measure our audience to provide a user-friendly service.
🍪 What Are Cookies
Cookies are small files downloaded by your Internet browser and stored on your computer when you visit our website for the first time. These cookies are used on the MCCC website to enhance your browsing experience.
They are anonymous and in no way collect personal information. They allow us to analyze the use of our site to improve your browsing experience on future visits.
We will retain cookies only for as long as is necessary to achieve the relevant purposes set out in this cookie policy, including marketing and statistical purposes.
🎯 Types of Cookies We Use
Different Cookie Functions
- Temporary session cookies remain on your device until you close your web browser
- Persistent cookies remain on your device after you close your browser or until you manually delete them
- Social network cookies integrate functionalities from third-party sites, including social networks
⚙️ Managing Your Cookie Preferences
On your first visit to our website, you will be offered three options: accept all cookies, save my preferences, or refuse all cookies.
Important: Most browsers allow you to manage cookies, but any changes may affect your Internet browsing experience and access to certain services requiring cookies.
You have the option of configuring your devices to:
- Accept all cookies
- Notify you when a cookie is issued
- Never accept any cookies at all
However, the last option may mean that certain personalized services cannot be provided and that you may not be able to take full advantage of all the functionalities offered by our website.
📊 Google Analytics
We use third parties such as Google Analytics, a web analytics tool, to collect information about your browsing on our website such as:
- The pages you visit
- The date, time, duration and frequency of your visits
- The links you click on
- Your computer's operating system and language
- The name of your Internet service provider
- Your geographical location
- Your IP address (anonymized)
- The address of the referring site, if you access the site from another site
🔍 Data Collection and Usage
This information is used to obtain a clear picture of the use of our website and to produce statistics and reports on website navigation to improve it. This enables us to offer a service tailored to users.
MCCC is committed to taking the necessary measures to protect the personal information provided by each visitor, such as IP addresses and pages visited.
🛡️ Your Privacy Rights
Under the Data Privacy Act of 2012 (R.A. 10173) of the Philippines, you have the following rights regarding your personal data:
- Right to Information - Know how your data is processed
- Right to Access - Access your personal data
- Right to Rectification - Correct inaccurate data
- Right to Erasure - Request deletion of your data
- Right to Restrict Processing - Limit how we use your data
- Right to Data Portability - Receive your data in a structured format
- Right to Object - Object to certain processing activities
🔐 Data Security
We implement appropriate technical and organizational measures to ensure a level of security appropriate to the risk, including:
- Encryption of personal data in transit and at rest
- Regular security assessments and audits
- Access controls and authentication measures
- Staff training on data protection practices
- Incident response procedures
📞 Contact Information
If you have any questions about this Privacy & Cookie Policy, your privacy rights, or our data practices, please contact us:
- Email: [email protected]
- Data Protection Officer: [email protected]
- Website: www.magnificatcredit.org/contact
📝 Changes to This Policy
We may update this Privacy & Cookie Policy from time to time to reflect changes in our practices or applicable laws. When we make changes, we will update the "Last Updated" date at the top of this policy and notify you as required by law.